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About Habitat
Habitat for Humanity is an independent, charitable, faith-based housing program dedicated to the elimination of poverty housing by building homes in partnership with families in need. We build simple, decent, and affordable houses and provide interest-free mortgages to families who would otherwise not be able to purchase their own home. The Habitat program is about home ownership and providing a long-term solution designed to break the poverty cycle.
Frequently Asked Questions
Habitat for Humanity is not a give-away program. Habitat families must provide a down payment on their home, and make monthly payments on an interest-free mortgage. Each homeowner is also required to invest hundreds of hours of labour into the building of their home. This is called "Sweat Equity."
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- Who qualifies for a Habitat home?
To be considered for a Habitat home, applicants must meet the following criteria:
- A need for adequate shelter
- The ability to repay a long-term, no-interest mortgage
- The commitment to invest hundreds of hours of personal labour, or sweat equity, into building their home.
- A willingness to partner with Habitat for Humanity, Saint John Region Inc.
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- Where can I find Habitat Offices in Saint John?
In an effort to minimize costs and direct our monies toward land acquisition and building homes, Habitat for Humanity, Saint John Region Inc. does not maintain a physical office. Please contact Habitat for Humanity, Saint John Region Inc.
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- How many homes has Habitat for Humanity, Saint John Region Inc. built?
2002 marked Habitat for Humanity, Saint John Region Inc.'s fifth build. Visit our Builds Gallery to see the Habitat for Haumanity, Saint John Inc. Builds.
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- Who controls and manages Habitat for Humanity?
The National Board of Directors determines policy and monitors operations. Board members are dedicated volunteers who are deeply concerned about the problems of poverty housing in Canada. HFHC National Office operates with an administrative staff, assisted by a core group of dedicated long-term and short-term volunteers. As with all Habitat for Humanity affiliates, Habitat for Humanity, Saint John Region Inc., is managed by a local volunteer board of directors.
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- What does a Habitat House Cost?
Currently, a three-bedroom Habitat house in Canada costs the homeowner between $50,000 and $80,000. Prices will vary slightly depending on location and the costs of land, labour and materials. In developing nations, a Habitat house costs $500 to $3000 depending on design, materials used and location.
Habitat houses are affordable for low-income families because there is no-profit included in the sale price and no interest is charged on the mortgage. The average length of a Habitat mortgage in Canada is 20 years.
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- What can I do to help?
You can help by donating your time or money, or supporting a fundraising project. Send a donation, or volunteer by serving on a committee or working on a build. Please contact Habitat for Humanity, Saint John Region Inc. if you can help.
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